Our Services. Keeping you Strong.
A complete range of insurance policies for you
If you've got something to insure, we'll find the best option for you to get it covered.
Surprisingly most people will protect their cars and homes with insurance but not their health, income or livelihood. We think personal insurance (your health) is the most important thing to get right, so that you, your business and your loved ones don’t need to suffer should an unplanned personal health crisis, loss of job, or an accident occur. You can and should plan for these things, and that’s why Backbone NZ makes personal insurance their specialty.
Backbone NZ won’t stop there though, getting your personal insurance sorted is where we start.
Your Business is important; don’t let a small matter like not getting insurance cover for crucial people, machinery, or services put a spanner in the works. You’ve got too much time and money invested to let risk creep in to the equation. Whatever your business insurance needs, we’ve got your back.
We offer services in Personal, Business, and Rural Insurances
- Life Cover
- Trauma Cover
- Total & Permanent Disability
- ACC analysis / recommendations
- Health
- Rural Key Person
- Accidental Death
- Income Protection
- Mortgage protection
- Funeral Plan
- Business Replacement Income
- Key person Cover
- Business continuation
- New to Business
- Group Schemes
- Loss of Revenue
- Debt Protection
- Ownership buy-out
- Shareholder Protection
- Kiwisaver
- Survivors income
- Loss of Revenue
- Replacement income
- Household Expenses
- Terminal Illness Cover
- Future Insurability
- Children’s future insurability
- Children’s Trauma
- Boats
- Association liabilities
- Motorcycles
- Marine & Transit
- Liability
- Houses, Cars
- Professional Indemnity
- Trustees Liability
- Property
Make sure you're protected when it counts most. Unexpected events can happen any time, so rest easy knowing that you're fully insured with the right policy for the right event.
Life Insurance
If you or your partner dies or becomes terminally ill, life insurance will financially take care of your loved ones (through a lump sum payment) so that they can keep living the life you had planned together.